How Much Does Workman’s Comp Pay in NC?

Workers compensation is an insurance policy meant to protect both employers and their workers against liabilities arising from work-related injuries. When a worker is injured while performing their duties, work comp insurance is supposed to pay medical bills and offer wage replacement benefits to the injured worker if they are not able to continue working, temporarily or permanently, due to their injuries. Since work comp laws differ from one state to another, North Carolina residents need to learn about state laws that touch on workman’s comp, especially regarding wage benefits and medical bills.

How Much Does Workman’s Comp Pay in NC?

If you are ever injured at your place of work, you will be taken to hospital for treatment. After getting treated, you will need a couple of days, weeks, or months to recuperate. This means that you will not be able to go to work, and your employer will not be required to pay you any wages. What you should do the moment you get injured is hire a workers comp lawyer in Durham to help you file your claim and speed the claims process. You want things to go smoothly, so you should concentrate on getting well as your lawyer fights for your rights under the work comp laws.

The work comp system in North Carolina is administered by the North Carolina Industrial Commission. The first thing that injured workers need to do to get work comp benefits is inform their employer in writing or verbally about their injury within thirty days of the incident. Ideally, this should be done immediately, but workers have up to a month to report the incident. After filing the claim for the work-related injury, you can expect the following benefits:

1. Medical Benefits

Work comp insurance will pay for all essential or necessary medical treatment for work-related injuries. Any unrelated treatment costs are not covered. This means that you do not need to worry about paying medical bills when you have suffered a work-related injury.

2. Temporary Disability Benefits

If your injuries require you to stay out of work for longer than twenty-one days, you will be paid temporary disability benefits to the tune of two-thirds of your weekly salary up to a maximum of $992/week.

3. Permanent Total Disability Benefits

If after recovering, your doctor determines that you are totally and permanently disabled, work comp will continue paying permanent disability benefits for the rest of your life.

4. Death Benefits

If a worker succumbs to injuries sustained while at the workplace, work comp will pay his or her family death benefits at the rate of two-thirds of weekly wages for up to five hundred weeks or around ten years. That said, work comp pays several other benefits to workers who are covered.

Iowa Workplace Injuries: By the Numbers

Most people don’t think they’ll ever get injured at work. Work has other problems, but you aren’t usually scared of being hurt. However, work is often one of the most dangerous places you will go. Many people are injured at work, and if you think about it, it makes sense.

We spend a great deal of time at work. Some people have more dangerous jobs than others, but we all have the potential to sustain a workplace injury. Several work-related injuries are things you might not have thought of, such as chemical exposure, work-related illnesses, stress-induced heart attacks, and vehicle collisions.

No matter what type of job you have, there is a likelihood of being injured on the job. That’s why workers compensation was created—to protect workers who get hurt at, or because of, their employment. If an entire system of insurance was created, there’s probably a pretty big reason why—a lot of on-the-job injuries.

Let’s look at some statistics on how common on-the-job injuries are, what types of injuries are most common at work, and what industries are the most dangerous.

Iowa Workplace Injury Statistics

The following are some statistics on workplace injuries in Iowa:

  • There were over 40,000 nonfatal accidents reported in Iowa in 2016.
  • Iowa’s incident rate was significantly higher than the national average incident rate. Manufacturing and trade, transportation, and utilities accounted for over 53 percent of all work-related injuries and illnesses.
  • Out of the 40,300 reported injuries in 2016, 21,200 were of a serious nature requiring employees to miss time from work.
  • 37,300 out of the 40,000 plus recorded work injury cases were work injuries, as opposed to work illnesses. The other roughly 3000 cases were occupational illnesses. 30 percent of the occupational illnesses were in these three categories: hearing loss, respiratory conditions, and skin disorders.
  • Iowa’s state and local government reported 7,700 injury and illness cases in 2016.

What Do the Numbers Say?

What the numbers say depends on what you ask them. These numbers say that a great deal of work-related injuries and illnesses occur in Iowa each year, and that our state has a higher injury rate than many others. If you’ve been injured at work, you are entitled to benefits.

Have You Been Injured at Work, and You Think You Might be Eligible for Workers Compensation Benefits?

As you can clearly see, workplace injuries happen a lot more often than you might think. You deserve to be paid workman’s comp benefits if you’ve been hurt at work. You will have medical expenses and you’ll be out of work for a while, which means lost income. Without benefits, how would you survive?

Get an Iowa workers compensation lawyer to help you with your claim. A lawyer will know the rules and laws related to workers comp in Iowa, so you can have a higher chance of obtaining the benefits you’re after. Good luck with your claim, and watch out for potential hazards at work. Danger is everywhere!

Is a Rear-End Collisions Always the Rear Driver’s Fault?

One moment, you’re heading down the highway, focused on the road and having a nice little drive. The next, you’ve rear-ended someone, and now you’re worried that it’s your fault. If they choose to sue, rather than rely on their own insurance company, what can you do about it? After all, rear-end collisions are usually the rear driver’s fault, right?

While the rear driver is often at fault, you’re not automatically at fault. Instead of accepting the blame, think about your accident and what you can do to recover compensation.

Rear Drivers May be Responsible

In most cases, the rear driver is found responsible for the accident. The driver in front is looking at the cars around them, but they may not be able to keep an eye on you behind them. Since they’re trying to keep an eye on the car in front of them, you’re expected to watch out for the car in front of you.

As such, many rear-end accidents happen because the rear driver isn’t paying attention to the car in front of them. So, when are they not at fault?

When is the Front Driver at Fault?

When you’re in a rear-end accident, it can sometimes happen because the other driver was negligent. They’re responsible for properly signaling and driving safely, and sometimes, they might not do that.

For example, you might have been following at a safe distance, but the driver in front of you braked suddenly or reversed, striking your vehicle. While you were the one behind them, they acted negligently by reversing into you.

Otherwise, they may not have properly signaled. If their brake lights don’t work, for example, you don’t have a way to tell that they’re stopping. Because they’re driving unsafely without brake lights, they may be held responsible for the damage done.

Don’t Take the Blame

When you’re involved in a rear-end collision, it can leave you blamed for the accident, even if you weren’t responsible. If you don’t fight back, you could be left with the expenses the other driver should be responsible for.

Don’t let them put the blame on you. With a West Palm Beach car accident lawyer, you’ll have a better chance of recovering compensation or avoiding the blame for the accident. While rear-end crashes are often the fault of the rear driver, don’t let them put the blame on you when you weren’t at fault. Instead, get compensation for your own losses.

Going to Court for a Car Accident? No Need to Worry

When you’ve been in a car accident, one of your biggest concerns should be getting your compensation. You’ll need funds to recover from a car accident, and you shouldn’t have to pay out of pocket for that. Someone else made you suffer, so they should pay.

Unfortunately, that’s not always easy. While your insurance company should offer you a settlement to help you recover. Now, your only option is the courtroom.

Fortunately, you have a chance to recover your claim. Seek out help from a car accident attorney in Baton Rouge and get the compensation you need for a recovery.

Proving Fault

First, to get your compensation, you’ll need to prove that you were injured by another driver. Louisiana is a fault state, which means you’ll receive your compensation from the person responsible for your injuries. While you may be able to file through your insurance company, they’ll still seek compensation from the other insurer.

So, you and your lawyer will first need to focus on proving you didn’t do it. Usually, this requires looking at the evidence from the scene, such as a reconstruction or surveillance footage. Your lawyer will use this to prove you were injured by the other driver’s recklessness.

Protecting Your Claim

If you’re seeking compensation, be sure that you’re protecting your claim as well. You’ll need compensation for your losses, so don’t let your compensation be reduced or taken because of the time limits and laws surrounding your claim.

For example, you’ll only have one year to file a claim in Louisiana. That should give you time to file your claim, but if you miss this deadline, it could be devastating. If you don’t file on time, your claim will be dismissed completely.

Even partial fault can hurt your claim. If you’re found partly responsible for the suffering you’ve been put through, you could lose part of the compensation you need. For example, if you were hit by another driver, but you were texting at the time, you might be found 20 percent at fault for the accident. That means you’ll only recover 80 percent of your compensation.

Heading to Court? Don’t Panic

If you’ve been injured by a dangerous driver, going to court might be the best way to fight back and get the compensation you need. It can be tough to win the full compensation you need, but with the right attorney, you’ll have a chance to fight back and get the compensation you deserve.

So, reach out for the help you need before you get started. Heading to court can be scary and intimidating, but with the right lawyer on your side, you’ll have a chance to recover and get the full compensation you deserve for your car accident.

Law Firms: Rank Higher in Google with These Simple Steps

Before sites can generate business, they must first get a steady stream of visitors. Thousands of people are making legal queries every day using their favorite search engines. Law firms should strive to get to the top of the results pages for increased traffic. With the right messaging, these viewers could be converted to paying clients. Use these search engine optimization techniques to achieve your goal.

Determine Your Target Keywords

Think about the best keywords you can place in your website so your target audience can find you. Since most firms operate within a certain jurisdiction, it makes sense to localize the keywords. Pair the name of the state or the city with the firm’s legal specialty. Arrange them in such a way as to match a good volume of queries. Online tools can be used to learn possible combinations and the level of competition for each.

Put These in Strategic Areas

Once you determine the keywords, make sure to place them in strategic areas of the site. There are parts on which search engines tend to focus more than others. For example, it would be prudent for the words to be included, not just within a post, but also in the title and the URL. If there are images on a page, the keywords can be placed within the tags, as well. Be careful not to go overboard because the site can be mistaken for spam and penalized.

Start a Blog with Great Content

Stale sites with static content tend to wither away in the rankings. Search engines want to deliver fresh content to their users, so they favor active sites with timely posts. One of the best ways to keep yours active is to create a blog and upload new posts on a regular basis. There should be at least one new entry every week. However, it’s not all about quantity and frequency. The content should be of high quality, as well. It should be relevant to, and helpful for, the readers.

Get Inbound Links

One of the biggest markers of relevance and usefulness is the number of inbound links. If other sites are linking to your page, you must be doing something right. Search engines will look at you as having good authority on your subject. Remember, this is not a pure numbers game. Their algorithms can analyze the quality of the pages linking back. If they are spam sites without good content, they will not produce the results that you are hoping for.

Analyze and Adjust

SEO is rarely finished in one go. The process requires continuous refinement based on the statistics. The results are measurable, so it possible to know whether the strategies are working. The numbers should be monitored and analyzed so that the proper adjustments can be made. Note that search engine algorithms change constantly, so new updates must be studied so that the site can adapt right away. A law firm SEO company can help with all of these technical details.

 

LINKS:

  1. SEO on Wikipedia – https://en.wikipedia.org/wiki/Search_engine_optimization
  2. Google Webmaster Guidelines – https://support.google.com/webmasters/answer/35769?hl=en

Suing for a Car Crash Caused by a Government Vehicle

One minute, you’re on a nice drive, minding your own business. The next, you’ve been hit by a government-owned vehicle, and you’re in rough shape. It’s a bad position to be in, and it’s worse for your compensation. Suing the government isn’t easy, but after a car crash, you’ll need the help you can get.

That means you’ll need to be looking for a Milwaukee car accident lawyer, and not just any old lawyer. You’ll need someone who understands how tough it is to sue the government, and someone who can put up a fight for you and your compensation. So, seek help before you go toe-to-toe with the government.

Rules for Suing the Government

Don’t expect the government to make the claims process easy on you. Filing a claim against a government agency isn’t easy because they have sovereign immunity. Since they lead the community, they’re granted certain immunities from claims, so you’ll need to take a few extra steps for your claim.

First, you’ll need to file a written notice with the attorney general. This notice should include any and all damages you’ve suffered, as well as how the accident is the government’s responsibility. You’ll need a lawyer to help you make this as detailed as possible.

Once you’ve written your notice, don’t wait around to file it. You’ll only have 120 days, or about four months, to file your claim. Running late on filing? You’ll lose your chance to file at all.

Compensation Offered for Government Accidents

So, you’ll need to start now and prepare your claim, but first, you’ll need to know what you’re being offered. Typically, you’ll receive some of two types of damages: economic and “noneconomic.”

Economic damages should cover all the financial losses that happen in a car accident. Medical bills, lost wages, and car repairs are all vital to your recovery. After all, you don’t want to be left with overwhelming debt because a government employee wasn’t paying attention.

What about noneconomic damages? These don’t cover the financial losses you suffer, but instead cover the mental and emotional suffering you’ve dealt with. These damages are more complex, however, so make sure you’ve got a lawyers help for your claim.

Get Compensated for a Car Accident

It’s unfortunate, but a car crash with a government vehicle makes things tough. When you’re dealing with their rules and regulations, it’s even tougher. You’ll need help navigating your claim, or you could lose your compensation.

Fortunately, that doesn’t have to happen. By seeking out a lawyer, you can protect your claim and get the full compensation you deserve. So, don’t risk the compensation you need after an accident. Instead, seek out someone who can untangle the complex laws around suing the government and get you the full claim you deserve.

Auto Insurer Tactics and How to Beat Them

When a serious accident happens, you’ll need your insurance company to step in and cover your expenses. That’s what we pay for, right? We want the peace of mind that, when an accident happens, we’ll get the full coverage we need to recover.

Unfortunately, your insurance company might not be so willing to step in and help. Instead, you’ll have to fight back to get the full settlement you need to recover.

If you’re struggling to get your full settlement, watch out for the following tactics your insurer might use. When you’re dealing with the aftermath of a serious accident, you’ll need to fight back to recover fully from your accident.

Lowballing Your Settlement

One of the first risks to your claim will be getting a settlement offer that simply doesn’t cover all you need it to cover. Instead, they’ll lowball your settlement and leave you to pick up the rest of the expenses.

This tactic is meant to protect their profits. As a for-profit business, this is their priority, so they’ll likely be less willing to pay out for your claim, especially if you suffered especially serious injuries. So, they might tell you that their initial offer is the best they can do, though that’s rarely the case. If this happens, talk to an attorney who will help you draft a demand letter.

Slow Responses

In some cases, they might delay their response, taking their time to respond to you about your accident. They’ll make you wait or refuse to respond completely. When an insurance company uses this tactic, they’re trying to make you desperate. You’ll only have a certain amount of time to file a claim and receive your settlement, and they’re trying to use that to their advantage.

Unfortunately, many people end up paying for part of the accident they didn’t cause because of this. Don’t let this tactic get to you, however. Speak with a lawyer and demand the full settlement you deserve for your claim. Don’t take their settlement offer until you know you’re getting the amount you deserve.

Beating Insurer Tactics

When we pay for our insurance, we expect that that coverage will protect us when a crash does happen. Unfortunately, your insurance company might not be so willing to help you out during your difficult time. Instead, you’ll need an attorney who will fight the insurance company for your settlement.

It’s unfortunate, but the insurance companies can’t always be trusted.

Fortunately, there are ways to beat their tactics. By remembering that you don’t have to take their settlement offer and making your demand letter, you might be able to receive the settlement you deserve for your accident.

If they refuse to settle, beat their tactics by taking them to court. You know what your claim is worth, and your attorney can help you fight back for the full funds you deserve.

Arrest Warrants vs. Bench Warrants

Legal concepts can often be nebulous and/or confusing.  People encounter this when a court issues warrants in their name.  A warrant is simply an order given by a court or other government entity empowering and authorizing someone (typically the police) to carry out some action.  

Warrants are issued all the time and for a variety of reasons.  Some of the most common warrants include arrest warrants and bench warrants.  People sometimes confuse these two types of warrants but they actually serve two very different purposes.

What is an Arrest Warrant?

An arrest warrant is an order issued by a judge or other government entity authorizing the immediate arrest of an individual. Arrest warrants are issued as a result of a grand jury indictment or if law enforcement has probable cause that a person has committed a crime.  Probable cause or PC is a legal phrase meaning there is enough evidence to indicate someone has committed a crime.

Arrest warrants are typically issued only after there is an investigation of some kind performed by law enforcement.  An investigation is needed to uncover probable cause. Once law enforcement determines a crime has been committed, they have a judge or magistrate generate a formal document that is the arrest warrant.  This gives the law enforcement entity authority to arrest an individual.

What is a Bench Warrant?

A bench warrant is also a formal document authorizing the immediate arrest and detention of an individual however it is not issued for the same reasons as an arrest warrant.  A judge does not need probable cause like he/she does for an arrest warrant. Bench warrants are issued when someone fails to do something related to court proceedings such as respond to a subpoena, pay a court fine, or failure to appear before the court for any other reason.

Arrest Warrants Versus Bench Warrants

Like we mentioned before, the key difference between arrest and bench warrants is the reasons for their issuance.  Arrest warrants are issued after an investigation whereas bench warrants are issued because of the failure of a person to do something the court has mandated.  They both authorize the police or other law enforcement entities to arrest and detain a person.

If you discover that an arrest warrant or bench warrant has been issued in your name or you have been arrested already, it’s best to retain a top California criminal lawyer to help guide you through the legal system.  A good criminal defense attorney will be able to tell you what you need to do in your specific situation including what to say, who to call, and what to expect based on your circumstances.

It is very important that you contact a criminal defense attorney and not attempt to handle the process on your own.  If you make mistakes or are unsure of how to proceed, you may end up spending more time in jail than you need to, ruin your chances at fixing the situation or mitigating damages to your life, or worse; saying or doing something you wished you hadn’t.

Benefits of Becoming a Corporate Whistleblower

Corporate whistleblowing is an employee making public the wrongdoings of an employer. Bringing to light the dark side of a corporation is something the government has always supported. It, therefore, offers protections to and fresh incentives for whistleblowers.

Reporting wrongdoing at work isn’t that easy. It requires courage and honesty for an individual to not unsee something wrong and talk about it in the public. Most people hold themselves back for the repercussions there are to corporate whistleblowing. And there are other strong-minded people who decide to bite the bullet regardless. Here are some of the benefits of becoming a corporate whistleblower.

Personal Honor Restored

Most whistleblowers are driven by personal honor. They easily get disturbed or offended by other people’s illegal acts, and cannot just turn away. Not doing anything about those things could stress them out, with some not being able to sleep properly at night. Also, most whistleblowers exposing corporate misconduct come out in the open due to the lukewarm response they received from their managers to their complaints. A whistleblower is usually not satisfied with having shared the information with another person; he/she would not rest until something concrete has been done by the concerned authorities about the issue raised.

Other Honest People Would Get Encouraged

When you stand up against a wrong deed, other honest people, who were hiding in their closets, may gather the courage to publicly share their unique tales of wrongdoings too. And when the original whistleblower wins the case against his/her employer in the court, other honest people feel empowered and safe. Not to mention, the wrongdoers getting punished or being shown the door would be reassuring, to say the least.

New Relationships May Form

When you speak the truth and stand against what’s wrong, quite a few people would be impressed by your actions and would gravitate toward you. This is provided you win the case against your employer. At home, your spouse would be proud of you and stand with you throughout all the things you go through after the whistleblowing act. Kids would appreciate your honesty too and would start seeing you as a hero. If the kids are not too young, it’s important you share your whistleblowing plans with your family before you actually blow the whistle. The family, this way, would be in the know and would also guide you on certain things, if needed.

You Have the Law on Your Side

Getting the lawsuit to conclude can take some time. But if you’re in the right, you are most certain to win the court battle. Also, the law books bestow a special status upon whistleblowers. Legislators have made significant efforts in the past to accommodate and encourage whistleblowing, punish individuals who mitigate whistleblowing, and reward the whistleblower financially. Some of the laws have been around for decades; and there are new laws being erected to further protect a whistleblower’s interests. Regardless of how new or old the law is, all these laws propagate just one thing – which is encouraging and protecting whistleblowers. And the courts abide by these laws seriously.

References:

https://en.wikipedia.org/wiki/Whistleblower

https://dictionary.cambridge.org/dictionary/english/legislator

The Threat of Child Abuse

Few incidents are more horrifying than learning that your children have been subjected to child abuse at the hands of someone you trusted. However, this happens far more often than you might think. More often than not, the other parent of your child is the person found to be their abuser.

As difficult as this might be to grasp, you have to do what’s in your child’s best interest, even if that means going to Court and getting or modifying a custody order between you and their other parent. Below, we examine the impact that child abuse can have on your child’s life and how you can protect them moving forward.

Effects of Child Abuse

If a child is being abused, it can impact their life in a devastating way. Not only do children who have survived abuse suffer from depression, anxiety, and fear, but they have also reported feelings of self-harm, developed eating disorders, have nightmares or insomnia, experience flashbacks and post-traumatic stress disorder, and even develop suicidal thoughts.

It is of utmost importance that you remove your child from the situation if you believe their other parent has been abusing them. If you believe they are in immediate danger when visiting with their other parent, you should contact your local police department so that you can keep them at home until the matter is resolved and have a paper trail of evidence that can help support your case when you bring their other parent to court.

Obtaining or Modifying a Child Custody Order

Going to court is the only way to keep your child safe from their abuser by law. If you don’t already have a child custody order in effect, you should work with your attorney to obtain one.

Abuse should never be taken lightly, and you should plan on presenting any medical documentation, police reports, photographs, videos and even the child’s own testimony in court. The Judge will review the evidence provided to determine what is in the best interest of the child.

If you have an existing child custody order, you’ll need to file a petition to modify child custody before you can withhold your child from visits with their other parent by law. However, by reporting your concerns to the local police, you may be able to keep your child safe until you can get the modification you need to put a stop to the abuse your child has endured.

A Qualified Family Law Attorney Can Help You

When you need to do whatever it takes to protect your child from further abuse but you aren’t sure how to go about getting a court order against their abuser, an attorney to help defend against child abuse can help. Your family law attorney will be experienced in these types of cases and will work to ensure that your child is never subjected to abuse again.